Aflac offers individuals & organizations programs to help get, keep and reward good people at no cost to the business owner. Also, great for individuals to protect your family. This is voluntary supplemental insurance, and everyone can choose what, if any, programs they would like to participate in. These programs pay cash directly to families and employees regardless of any other insurance they have. I can explain the true value proposition in 20 minutes so businesses or individuals can make educated decisions for themselves.Call me or click or copy & paste this link: https://calendly.com/jeffsacks/benefitsassistance to schedule time to ask me any questions and I can share today's best practices.